Estimate Your Monthly Mortgage Payment
Monthly Payment Formula
Estimate principal and interest with the standard amortized-loan formula.
Compare Scenarios
Adjust down payment, rate, term, taxes, insurance, PMI, and HOA costs.
Free mortgage calculator
Mortgage Payment Calculator
Estimate monthly mortgage payments from the loan amount, interest rate, and term, with optional property tax, insurance, PMI, and HOA costs.
Estimate Monthly PaymentFree. No signup.Use this tool directly in your browser.
Visual guide
Mortgage Payment Calculator guide
Enter the required details, review the result, and use or export the finished output.
- Enter the required details.
- Review the instant result.
- Use the finished output.
Frequently Asked Questions
Is the Mortgage Payment Calculator free?
Yes. No signup is required.
Are results lender quotes?
No. Results are planning estimates.
Can I compare loan terms?
Yes. Change the rate, term, or loan amount.
Ready to get started?
Estimate monthly mortgage payments from the loan amount, interest rate, and term, with optional property tax, insurance, PMI, and HOA costs.
Estimate Monthly Payment